青少年体育运动保险相关法律问题研究
On the Relative Legal Issues of the Junior Sports Insurance
投稿时间:2017-06-15  
DOI:
中文关键词:青少年体育  保险  法律制度
英文关键词:junior sports  insurance  legal system
基金项目:2016年上海市体育社会科学研究课题(TYSKYJ2016070)
作者单位E-mail
郭捍东 上海汉联律师事务所 handong.guo@sh-honorlawfirm.com 
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中文摘要:
      采用文献资料法和专家访谈法,通过资料采集分析、开展研讨会等对青少年体育运动保险进行研究,并根据青少年体育运动保险的分类,构建青少年体育保险体系;根据目前我国青少年体育保险的现状及与日本、美国相关保险制度的对比,发现我国青少年体育运动保险总体来说仍然险种少、限制多,投保意识淡薄,缺乏市场支持及法律法规依托等问题。文章建议:一方面,应查漏补缺,借鉴国外优势经验,建立健全我国的青少年体育保险体系,采用社会险与商业险相结合、人身险与责任险相补充的形式,在政府引导下,通过社会保险保障最基本的青少年体育运动伤害,加之各个种类及领域的商业保险,全面地保障青少年体育运动;另一方面,进一步完善青少年体育运动保险的相关立法和相关法律的修改,对青少年体育运动受害者进行倾斜保护。
英文摘要:
      By the methods of literature study and expert interview and through seminars and data collection and analysis, the author has studied junior sports insurance and tries to establish a junior sports insurance system according to the classification of junior sports insurance. Comparing the status quo of the junior sports insurance in China to the related insurance systems in Japan and USA, it is discovered that in total, the Chinese junior sports insurance has the problems of less types of insurance, too much limitation, weak insurance consciousness, insufficient market support and imperfect legal support. The paper suggests that on one side, we should make up the deficiencies and perfect our junior sports insurance system according to the foreign experience, adopt the type of combining social insurance with commercial insurance and the mutual complement of life insurance and liability insurance. And under the guidance of the government, we should use social insurance to provide guarantee for the most basic youngsters' injuries. Together with different kinds of commercial insurance, we can fully secure junior sports. On the other side, the relative legislation and law should be modified and perfected so as to provide inclined protection for the victims of junior sports.
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