| By the methods of literature study and expert interview and through seminars and data collection and analysis, the author has studied junior sports insurance and tries to establish a junior sports insurance system according to the classification of junior sports insurance. Comparing the status quo of the junior sports insurance in China to the related insurance systems in Japan and USA, it is discovered that in total, the Chinese junior sports insurance has the problems of less types of insurance, too much limitation, weak insurance consciousness, insufficient market support and imperfect legal support. The paper suggests that on one side, we should make up the deficiencies and perfect our junior sports insurance system according to the foreign experience, adopt the type of combining social insurance with commercial insurance and the mutual complement of life insurance and liability insurance. And under the guidance of the government, we should use social insurance to provide guarantee for the most basic youngsters' injuries. Together with different kinds of commercial insurance, we can fully secure junior sports. On the other side, the relative legislation and law should be modified and perfected so as to provide inclined protection for the victims of junior sports. |
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