以奥运会为契机，建立我国运动员保险体系

Taking the Opportunity of the Olympic Games to Establish an Insurance System for Chinese Athletes

投稿时间：2008-06-05

DOI：

英文关键词:athlete insurance injury and disability security mode

基金项目:2007年上海市体育社会科学、决策咨询项目（SKYJ11122007062）。

作者	单位
王时芬	上海大学国际工商与管理学院
陈信华	上海大学国际工商与管理学院
王文胜	上海大学体育学院
裘星熙	上海保险同业公会

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中文摘要:

在考察我国体育保险的现状之后，结合借鉴西方发达国家在这方面的经验，着重对我国运动员保险的未来发展进行了研究。从理论上探讨了运动员保险的可行性，并尝试着设计了我国运动员保险的具体模式：立法规定强制性的运动员保险；以商业保险为主，辅之以社会保险；保险费用由国家、运动队或俱乐部、运动员个人共同承担；鼓励收入高的或商业化程度高的项目的运动员个人投保。

英文摘要:

On the basis of the status quo of sport insurance in China and the experience in the Western developed countries, the article lays emphasis on the future development of the insurance for Chinese athletes. It explores theoretically the possibility of athlete insurance. It tries to work out a mode for Chinese athlete insurance, which includes forming compulsory athlete insurance through legislation and using commercial insurance as the main form subsidized by social insurance. The cost of insurance is to be shared by the state, teams or clubs and athletes. Athletes with high income or engaging in highly-commercialized sports are encouraged to buy insurance themselves.

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